Kathy Chan logo
Kathy Chan logo
Parc Bay Real Estate
Kathy Chan logo
Kathy Chan logo
Parc Bay Real Estate
Kathy Chan logo
Kathy Chan logo
Parc Bay Real Estate
Kathy Chan logo
Kathy Chan logo
Parc Bay Real Estate

The 1% Cash Back Buyer's Club

Request Your Invitation

Schedule a brief consultation to learn whether you qualify for the Parc Bay Advocate Program and how the 1% buyer credit may apply to your purchase.
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The Parc Bay Advocate Program

We believe that buying a home should feel exciting—not overwhelming. That's why we created the Parc Bay Advocate Program: an invitation-only opportunity designed to give qualified Bay Area buyers the expert representation and meaningful financial support they deserve.

If you're a teacher, healthcare worker, or first-time homebuyer, we're especially honored to walk alongside you on this journey. This page explains how our 1% cash back buyer credit works and what's needed to participate—so you can move forward with confidence and clarity.

At Parc Bay, championing homeownership for those who serve our communities is more than a program. It's a privilege. We're proud to help make the dream of owning a home a little more within reach.

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Unlock an exclusive 1% buyer credit—designed specifically for teachers, healthcare worker, first-time homebuyers & first-time investors.

Introducing the Parc Bay Advocate Program. In today’s competitive Bay Area real estate market, having the right advocate by your side can make a meaningful difference. This invitation-only initiative was created for teachers, healthcare workers, first-time homebuyers, and first-time investor clients who want expert representation paired with real financial value when buying a home.

At Parc Bay, the goal is simple: help qualified buyers move forward with clarity, transparency, and stronger buying power. The program is designed to put money back in your pocket at the moment it matters most, while giving you committed buyer representation in a fast-moving market. This page outlines how the program works, who qualifies, and the key terms you should understand before taking the first step.

About Kathy Chan

Program Highlights at a Glance

Review the key eligibility requirements, rebate structure, and important terms for the invitation-only Parc Bay Advocate Program.

Teachers

Eligible educators can access expert buyer representation plus a meaningful cash back credit designed to ease Bay Area purchase costs.
Contact for Eligibility

First-Time Homebuyers

Built for first-time buyers who want experienced guidance, stronger buying power, and more flexibility at closing in a competitive market.
Discuss Your First Purchase

First-Time Investor Clients

Qualified first-time investors can pair strategic representation with a rebate structure that supports smarter entry into Bay Area real estate.
Talk Through Investment Goals

No Upfront Fees

Parc Bay is paid only upon the successful closing of your purchase and does not charge fees before closing.
Ask About the Process

3-Month Exclusive Agreement

Eligibility requires signing an exclusive buyer representation agreement with Parc Bay for a three-month period.
Review Buyer Representation

1.0% Cash Back at Closing

When Parc Bay receives a 2.5% buyer-agent commission, a 1.0% cash back commission rebate is issued at closing.
See How the Rebate Works

$15,000 Minimum Commission

Parc Bay's buyer-side service fee is 1.5% of the purchase price, subject to a $15,000 minimum commission per transaction.
Understand Program Terms

Lender Approval Required

As with similar rebate programs, the cash back credit remains subject to lender approval before closing.
Plan Your Next Step

Tax Guidance

Based on applicable IRS guidance, the rebate is generally not considered taxable income, and Parc Bay will not issue a Form 1099 or similar.
Get Clarification

The Parc Bay Advocate Program is built to help qualified Bay Area buyers make informed decisions in a competitive market. Parc Bay’s buyer-side service fee is 1.5% of the purchase price, subject to a $15,000 minimum commission per transaction. When a seller-paid buyer’s agent commission is 2.5%, the difference is returned as a 1.0% cash back commission rebate at closing.

That credit may be applied toward closing costs or, for current renters, used as a credit to help secure a replacement tenant. Eligibility requires a 3-month exclusive buyer representation agreement with Parc Bay and participation as a teacher, first-time homebuyer, or first-time investor client. Rebates are generally not considered taxable income based on applicable IRS guidance, Parc Bay will not issue a Form 1099 or similar for the rebate, and lender approval is required.

Review Buyer Representation
Read Common Questions
Explore Bay Area Listings

Take the first step toward a smarter Bay Area home purchase.

Invitation-only access, transparent guidance, and a meaningful buyer credit can help qualified buyers move forward with more clarity and financial flexibility.
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Schedule Your Private Consultation

Review eligibility, understand how the 1.0% cash back commission rebate works, and discuss your next move with Parc Bay Real Estate.
Schedule a 15-Minute Consultation with Kathy Chan